[3.13] gh-66305: Fix a hang on Windows in the tempfile module (GH-144672) (GH-145169)

It occurred when trying to create a temporary file or subdirectory in
a non-writable directory.
(cherry picked from commit ca66d3c40cd9ac1fb94dd7cd79ccb8fecf019527)

Co-authored-by: Serhiy Storchaka <storchaka@gmail.com>